Frequently Asked Questions

Here is a list of our FAQs. 

1) What exactly is the IDT investment decision-making technology program?

It is a software system containing five distinct algorithms with five distinct functions to build, monitor and recommend specific buy and sell recommendations.

2) What is the objective of the software?

It has two primary objectives. One objective of the program is to produce investment returns that are to equal or exceed the underlying benchmarks of each portfolio over the long-term. An additional objective is to reduce the time and expense of the advisory firms research and portfolio management overhead.

3) What is the time commitment for using the program?

Our belief is that if someone is not satisfied with our product and doesn’t want to do business with us we want them to be free to leave at any time. Therefore, we have no time commitment in our contract.

4) Can I try out the product before purchasing?

Yes. Visit our portal on, click the register button and register your firm. Some advisors send us the symbols of the investment assets in their selection pool they are currently using. Others may research and create a new list of investments for the algorithms to use. We will then run the back test using those assets and send you an email portfolio report and schedule an online meeting to show you how the algorithms worked to produce these returns. You can build up to five portfolios during this trial.

5) What investment assets can be used with your program?

Investment assets with a symbol traded on the major exchanges in the US only. These are usually mutual funds, ETF’s and individual stocks.

6) What is the difference between a Robo Advisor and the IDT program?

IDT does not have possession of, control of, or information concerning your clients accounts and does not implement the purchase and sale transactions.  Our system is a decision engine that continuously analyzes the funds in each of your portfolios, along with market conditions to best determine actions needed to maximize your returns.

7) Does the IDT program follow an asset allocation or tactical allocation model?

It is a tactical allocation program but not a day trading program. It typically averages recommending one transaction per month per portfolio.

8) How would you describe how the IDT program works?

As the investing markets transition from the in favor to out-of-favor investment categories, the investment decision-making technology algorithms follow that trend selling out of assets that are going out-of-favor and purchasing those at our being into favor.

9) Does the IDT software algorithms protect asset values when the market turns down?

It does protect against long-term downtrend by selling out of assets that are going out-of-favor. When there is nothing to purchase the assets remain in cash. If the advisor places in verse investment assets or assets that do well during bear markets in their investment pool, it will purchase those if appropriate.

10) How do the IDT algorithms perform during short-term market fluctuations of 5 to 10%?

It may outperform the benchmarks sometimes and other times it may lag the benchmarks. However, as assets create a sell signal and are sold, other assets may be purchased in a new sector of the market that are typically the new leadership sectors that outperform the market.


FAQsMichael Atkison